Between Barbados International Business Association (BIBA) hereinafter “BIBA”, “we”, or “MERCHANT”,
and the “User”, “Customer”, “You”, or “Visitor”.
Please read the details of the following terms and conditions carefully.
By accessing and/or using the biba.bb website (the “Website”) you (the “User”) acknowledge that you have read, understood and accepted without limitation or qualification these terms and conditions, and your use of the Website indicates your acceptance as a User of the following terms of use.
If you do not agree to the terms and conditions, do not access or continue to use the Website.

Return and Refund Policies
All refunds must be requested by the User a minimum of three (3) calendar days before the scheduled start date of the event. Full refunds will be provided for cancellation requests received by this deadline. No refunds will be issued for cancellations made after the above deadline, unless specified terms associated with the particular event are applicable.
Reasons For Refund
1. The event or activity is canceled and it is not possible to for the registrant to attend another similar event or activity at the same or higher price.
2. The delivery time exceeds three (3) working days from the date of purchase without the customer receiving the product.
3. The product was lost by the courier service.
4. If the customer has paid an incorrect amount, the refund will apply for the difference of the amount paid.
5. The product received has arrived in an unsolicited colour or size, wet, smelly or worn which has damaged its condition from new.
Due to the different scenarios that may occur in online shopping, all cases not covered by these policies will be reviewed and processed individually by customer service agents.
Requirements
The customer who wishes to request a refund must write to the email address stipulated in “Contact and Notifications” and provide the following information:
1. Invoice number. (Sent by email upon completion of payment):
2. Description of the order.
3. Reason for requesting a refund.
4. Method of payment with which the purchase was made.
If it is necessary to send the order to the MERCHANT, the conditions of the order must be evaluated before proceeding with a possible refund.
Once the receipt of the refund request has been confirmed, it will be reviewed. Receipt of the request does not imply authorization of the refund.
The refund request will be analyzed, and the customer will be notified, both in cases of proceeding and in those cases where the claim is declined, together with the corresponding reasons.
The refunded amount will be credited back to the original payment method used during the ticket purchase.
Times: The estimated processing time for a refund, once authorized, is 5-10 working days, the crediting of funds in the case of card payments will depend on the processing times of your issuing bank.
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IMPORTANT: Orders placed online after hours or on national holidays might not be processed until the next immediately following business day.
Service Policy
These Policies are valid for the the BIBA Website and it is understood that when purchasing any of our
products or services the customer accepts the service policies specified below.
1.- RECEPTION OF THE SERVICE: Once the service has been sent and processed through our website, we will accept cancellations of any purchase order within 12 hours of the order being placed, as long as we have not proceeded with the invoicing and provision of the service. In this case, the customer must request a refund or cancellation of the payment, in order to proceed with the refund, using the payment method used to make the same, or the one agreed with The MERCHANT, provided that it complies with the conditions explained above. To cancel your purchase order or any of the services of the same, the customer must contact us through the Customer Service Centre, at the email address indicated in the “Contact and Notifications” section of this contract.
General Policy
1.- PAYMENT: The customer agrees to pay / settle / cancel the purchase order placed via the Website in full. The type of payment will be selected at check out, and options may include payment by credit card, Transfer (ACH, SWIFT) and/or the online payment collection method used by The MERCHANT at the time.
2.- ORDER POLICIES: The customer must provide full details of the recipient’s address. The MERCHANT reserves the right not to deliver information to the customer in case he/she has provided partial or misleading information about his/her identity.
DELIVERY POLICIES: The MERCHANT delivers nationally and internationally, subject to the availability of delivery determined by The MERCHANT, applying restrictions related to the location provided by the
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customer that makes delivery difficult or impossible. The customer is obliged to provide the necessary information of the recipient to effect the delivery of the ordered product(s). Any error or lack of information in this regard shall be the sole responsibility of the customer. The estimated delivery time will depend on the service contracted and the place of delivery.
4.- CANCELLATIONS: Once the Purchase Order has been sent and processed through our website, cancellations of any purchase order will be accepted within 12 hours of being requested, as long as the billing and dispatch of the same has not been carried out. In this case, the customer must request a refund or cancellation of the payment through the Customer Service, using the means of contact in the “Contact and Notifications” section.
5.- LIMITATION AND LIABILITY: Use of online banking without the owner’s authorization or credentials. We are not responsible for purchases made using credit cards without prior authorization from the owner or for the use of stolen credentials; it being understood that the person making the purchase is fully authorized to carry out the transaction and that, therefore, we cannot refuse to process it. Conducting transactions over the internet without the prior consent of the owner constitutes fraud which is punishable by applicable law.
We do not accept, under any circumstances, any payment not acknowledged by the customer due to lack of knowledge of the method of payment or disagreement with delivery. The fact of establishing a claim with the bank, not knowing your purchase, implies a suspicion of potential fraud, so that with the information of the order, signature of receipt of the order by the recipient, will have sufficient evidence to support the claim to be filed. It is therefore of vital importance that the customer always contacts us to clarify any point.
6.- CONSUMER PROTECTION: We are committed to abide by the provisions of the Consumer Protection and Defense Law and the guidelines regarding Privacy Policy.
7.- NOT FORESEEABLE: Any situation not foreseen in these policies will be resolved by our Customer Service. At all times will be verified under the philosophy of maximum customer satisfaction, compliance with our agreements, with the understanding that there will be external agents to us that will prevent us from fulfilling our purpose.
8.- INFORMATION SECURITY: The transfer of personal data and the integrity of the Website is protected by using SSL (Secure Sockets Layer) encryption technology as a secure channel in the transactions you make.
9. AVAILABILITY AND PRICES: Prices are expressed in Barbados Dollar BBD. They may also be subject to change without prior notice. The MERCHANT ensures the availability of the products and services shown on the website. Should a situation of unavailability arise, The MERCHANT will promptly inform its customers, via email, of this situation beyond our control, indicating the reason why the service cannot be delivered within the estimated delivery time.
10. CONFIDENTIALITY: The data provided by the User will be considered confidential and of limited use by the Website, according to the terms and conditions herein.
However, The MERCHANT may share or transfer the data provided by the User with companies related to The MERCHANT and/or third parties, in order to perform its obligations and offer its services to the User.
The MERCHANT may disclose such information in the following cases: (a) if required by a judicial or administrative authority; (b) if necessary in order to exercise its rights under the Terms and Conditions; (c) if such data is useful for the protection of the rights of third parties; and/or (d) when useful for the protection of the rights, property or safety of The MERCHANT, persons related to it, employees, Users or the general public.
Intellectual and industrial property
a) The Website and its contents, including designs, texts, graphics, logos, icons, buttons, source code, images, videos, and data compilations, as well as the software, trade names, trademarks, works, illustrations, photographs or industrial drawings and any other signs susceptible of industrial and commercial use (i) are the property and ownership of The MERCHANT and/or third party owners of the same who have duly authorized their inclusion on the Website and (ii) are protected by national and international legislation on intellectual and industrial property.
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b) Under no circumstances shall it be understood that The MERCHANT grants any license or waives, transmits, totally or partially transfers said rights, nor does it confer any right or expectation of rights, and in particular, of alteration, transformation, exploitation, reproduction, distribution or public communication of said content without the prior express and written authorization of The MERCHANT from the corresponding owners.
c) The graphic materials, logos, page headers, advertising phrases, button icons, written text and service names that are the property of The MERCHANT may not be used in connection with any product or service
that may cause confusion among customers or users and in any manner that discredits The MERCHANT.
d) Other trademarks not owned by The MERCHANT that appear on this Website belong to their respective owners, as The MERCHANT respects the intellectual property of others.
e) No product, image or sound may be reproduced, duplicated, copied, sold, resold, visited or exploited for any purpose, in whole or in part, without the prior written consent of The MERCHANT, likewise all information contained in this website is exclusively for the personal use of the customer or user and it may not be copied, modified, reproduced, in whole or in part, sold, published or distributed for commercial purposes or otherwise. It is not permitted to use this website to promote for any commercial purpose, including any advertising or revenue generating activity on websites other than this one.
User Obligations
In general, Users must always act in accordance with the law, good customs and the requirements of good faith, using due diligence and refraining from using the Website in any way that may impede, damage or deteriorate the normal operation of the Website, the property or rights of The MERCHANT, its suppliers, other users or any third party in general.
Specifically, and without this implying any restriction to the previous section, during the use of the Website, the User is obliged to:
a) Provide truthful information about the data requested on the order form.
b) Not to enter, store or disseminate on or from the Website any information or material that is diffamatori, offensive, obscene, threatening, xenophobic, incites violence, discrimination on grounds of race, sex, ideology, religion or that in any way violates morality, public order, fundamental rights, public freedoms, honour, privacy or the image of third parties and, in general, current legislation.
c) Not to introduce, store or disseminate through the Website any program, data, virus, code or any other electronic or physical device that may cause damage to the Website, to any of the services, or to any of the equipment, systems or networks of The MERCHANT, of any other user, of the suppliers of The MERCHANT or, in general, to any third party.
d) Not to carry out advertising or commercial exploitation activities through the Website, and not to use its contents and information to send advertising, or to send messages for any other commercial purpose, or to collect or store personal data of third parties.
e) Not to use false identities, nor to impersonate the identity of others in the use of the Website or in the use of any of its services, including the use of passwords or access codes of third parties or in any other way.
f) Not to destroy, alter, use for any other purpose, render useless or damage the data, information, programs or electronic documents of The MERCHANT, our suppliers or third parties.
g) Not to introduce, store or disseminate through the Website any content that infringes the intellectual or industrial property rights or business secrets of third parties, or in general any content of which it does not hold, in accordance with the law, the right to make it available to third parties.
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Applicable law and competent jurisdiction
The conditions of use of the Website are subject to the legislation of Barbados and any disputes arising
from the same shall be resolved before the Courts and Tribunals of Barbados, which shall have sole and
exclusive jurisdiction over any other forum.
Contact and Notifications
a) Notifications to The MERCHANT:
For any questions or incidents with the use of the Website, or a purchase you should contact:
By Telephone: (246) 537-2422
By Email: biba@biba.bb
By post: Address: No. 19 Pine Road, Belleville, St. Michael.
Postal Code: BB11114
Country: Barbados.
A notification, or any other type of communication to The MERCHANT will only be considered to have
been validly sent when it is sent to the above email address.
b) Notifications to the User:
A notification, or any other type of communication, made to the User, shall be considered to have been validly sent when it is addressed to a virtual address that has been provided by the User or from which the User operates.